PM's Youth Programme (PMYP) Guide 2026: Loans, Laptops & Skills

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Prime Minister's Youth Programme guide banner showing laptop scheme, youth loans, skills training and career advisory icons

More than 68% of Pakistan's population is under 30, and the Prime Minister's Youth Programme (PMYP) is the federal government's umbrella effort to turn that youth bulge into an asset — through free laptops, subsidized business and agriculture loans, free technical training, and career support. If you've heard bits and pieces about these schemes but aren't sure which one actually applies to you, this guide breaks down everything currently running under PMYP and exactly how to apply, starting at the official portal, pmyp.gov.pk.

Table of contents

What is the Prime Minister's Youth Programme?

PMYP is a portfolio of federal initiatives — loans, laptops, skills training, sports, and youth engagement platforms — run under the Office of the SAPM on Youth Affairs. Rather than one single scheme, think of it as an umbrella: each program has its own eligibility rules, portal, and executing agency (HEC for laptops, NAVTTC for skills, partner banks for loans), but they're all coordinated through pmyp.gov.pk.

PM Youth Laptop Scheme

The PM Youth Laptop Scheme is PMYP's flagship digital-inclusion initiative, managed by the Higher Education Commission (HEC). Since it launched, more than 600,000 laptops have been distributed to students at public sector universities and colleges — including Phases I and II alone accounting for roughly 500,000 units — helping recipients pursue freelancing, self-employment, and digital economy opportunities.

  • Eligible applicants are students enrolled in HEC-recognized public sector Higher Education Institutes, including AJK.
  • A minimum CGPA is typically required (recent phases set it around 2.80), and applicants must not have received a laptop under any previous government scheme.
  • Registration requires accurate CNIC, mobile number, and email details — incorrect information can lead to cancellation.

How to apply: register through the dedicated portal at laptop.pmyp.gov.pk, then log in to check your status under the "Application Status" section. The scheme runs in phases with specific opening and closing dates that change each cycle, so confirm the current phase and deadline directly on the portal before assuming a window is open or closed.

PM Youth Business & Agriculture Loan Scheme (PMYB&ALS)

Formerly known as Kamyab Jawan, the PM Youth Business & Agriculture Loan Scheme gives young Pakistanis access to subsidized loans — from small interest-free microloans to larger SME and agriculture financing — delivered through around 15 partner banks including HBL, NBP, MCB, Bank Alfalah, and UBL.

Eligibility

  • Pakistani citizens with a valid CNIC, aged 21 to 45 years.
  • For IT and e-commerce businesses, the minimum age drops to 18, with at least matriculation-level education required.
  • Covers individuals, sole proprietors, partnerships, and limited companies — for non-individual structures, only one owner/partner/director needs to meet the age criteria.
  • Government employees are not eligible to apply.
  • 25% of the total loan quota is reserved for women entrepreneurs.

Loan tiers

  • Tier-2: above Rs 0.5 million up to Rs 1.5 million, around 5% markup.
  • Tier-3: above Rs 1.5 million up to Rs 7.5 million, around 7% markup (special reduced 6.5% pricing for women and persons with disabilities).
  • Tier-4: a smaller-ticket tier open to applicants aged 18–30.

Financing covers working capital, machinery leasing, vehicle financing for commercial use, and — for agriculture — both production and development loans covering crop and non-crop sectors, including livestock, poultry, fishery, and dairy. Loan tenor runs up to 8 years for long-term financing and up to 5 years for working capital.

How to apply: submit your application online through the PMYP loan portal. Once submitted, your application is routed to a partner bank for processing.

PM Youth Skill Development Program (PMYSDP)

Run by the National Vocational and Technical Training Commission (NAVTTC), PMYSDP offers free technical and vocational training in demand-driven trades — IT, industrial, and conventional skills — aimed at both the domestic job market and overseas destinations like Saudi Arabia, the UAE, and other Gulf countries.

  • Recent batches have trained over 36,000 youth at a time across more than 860 partner institutes, in roughly 100+ demand-driven trades.
  • Courses cover high-tech fields like Artificial Intelligence, cybersecurity, graphic design, robotics, and e-commerce, alongside traditional trades like electrician, welding, and hospitality.
  • Training is offered free of cost, typically over 3 to 6 months, with quotas reserved for women, minorities, persons with disabilities, orphans, and other marginalized groups.

How to apply: check open batches and apply through navttc.gov.pk, which lists current course categories and partner training institutes by region.

Online Career Advisory

PMYP's Online Career Advisory service connects students and young job seekers with guidance on career paths, skills gaps, and job market trends, helping bridge the gap between what students study and what employers actually need. It's listed directly on the PMYP homepage alongside the programme's other citizen-facing services.

Other PMYP initiatives

Beyond the three major schemes above, PMYP's portal also lists several smaller but active initiatives:

  • Youth Organizations Registration — lets youth-led organizations formally register with PMYP to access program support and visibility.
  • National Youth Council — a platform for structured youth representation and engagement with government policy.
  • Application Form for Agricultural Machinery Financing — a dedicated financing stream for young farmers looking to mechanize their operations.
  • Talent Hunt Youth Sports League — a nationwide sports competition platform to scout and support young athletic talent.
  • Microsoft Certifications — free or subsidized access to globally recognized Microsoft certification tracks for young professionals.

Frequently asked questions

Who runs the Prime Minister's Youth Programme?

PMYP is overseen by the Office of the SAPM on Youth Affairs, with individual schemes executed by partner agencies — HEC for the Laptop Scheme, NAVTTC for skills training, and a panel of commercial and Islamic banks for the Youth Business & Agriculture Loan Scheme.

Is the PM Laptop Scheme currently open for registration?

It depends on which phase is active. The scheme runs in numbered phases with their own opening and closing dates, so always confirm the current status directly on laptop.pmyp.gov.pk before applying or assuming a deadline has passed.

What is PMYB&ALS, and is it the same as Kamyab Jawan?

Yes — PMYB&ALS (Prime Minister's Youth Business & Agriculture Loan Scheme) is the current name for what was previously known as the Kamyab Jawan loan scheme.

Can government employees apply for the youth loan scheme?

No, government employees are not eligible to apply under any tier of PMYB&ALS.

Is the PM Youth Skill Development Program really free?

Yes. NAVTTC bears the full cost of training under PMYSDP — there is no tuition fee for enrolled trainees.

Location: Pakistan

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