T-Cash Card Punjab 2026 - cashless travel on Metro Bus, Orange Line and Speedo Buses

T-Cash Card Punjab 2026: How to Apply, Fee & Where to Use It

Standing in line to buy tokens for the Metro Bus or Orange Line Train is quickly becoming a thing of the past in Punjab. The T-Cash Card, developed jointly by the Punjab Information Technology Board (PITB), the Transport Department, and the Punjab Mass Transit Authority (PMA), is a rechargeable smart banking card that lets commuters travel across multiple transit systems without carrying cash or buying separate tickets for each mode of transport.

Here's a complete, practical guide to what the T-Cash Card does, where it works, what it costs, and how to get one.

What Is the T-Cash Card?

The T-Cash Card is a unified digital fare payment card that replaces traditional tokens and cash payments across Punjab's public transport network. Functioning as a MasterCard debit card, it allows commuters to deposit funds onto the card and use it to pay for travel on the Metro Bus, Orange Line Train, Speedo Buses, and Electro Buses — all through a single card rather than juggling separate tickets for each system. It was officially rolled out alongside the companion eTransit Punjab App, giving commuters the choice between a physical card or a mobile-based digital wallet for fare payment.

T-Cash Card: Key Details

Card Type	Rechargeable smart banking card (MasterCard debit card)
Developed By	PITB, Punjab Transport Department, and Punjab Mass Transit Authority (PMA)
Companion App	eTransit Punjab App
Where to Apply	etransit.punjab.gov.pk, or in person at Metro stations
Application Fee	Rs. 130 (non-refundable)
Card Collection Window	Within 10 days of application approval, at your chosen station
Current Coverage	Lahore, Multan, and Rawalpindi
Helpline	1762

Where Can You Use the T-Cash Card?

The card is designed to work as a single payment method across Punjab's integrated transit network, including:

Metro Bus Service
Orange Line Train
Speedo Buses
Electro Buses
Other integrated mass transit services as they come online

Because it also functions as a MasterCard debit card, it can additionally be used for everyday shopping and ATM withdrawals — extending its use well beyond public transport alone.

At present, the T-Cash system is fully active in Lahore, Multan, and Rawalpindi, with the government indicating plans to expand coverage to other cities in Punjab over time.

How to Apply for the T-Cash Card

Visit the official portal at etransit.punjab.gov.pk, or use the eTransit Punjab App.
Register using your CNIC and an active, registered mobile number.
Complete the application form with accurate personal details.
Pay the non-refundable application fee of Rs. 130.
Select your preferred Metro station for card collection.
Collect your card from the chosen station within 10 days of approval — if not collected within this window, the card is returned to the main office and will need to be reprocessed.

Applicants who don't receive their card after approval, or who run into issues, can visit their chosen station directly or call the helpline at 1762 for assistance.

How to Recharge the T-Cash Card

Once issued, the card can be topped up through several convenient channels, including:

ATMs
Mobile wallets such as JazzCash and Easypaisa
Mobile banking applications

This flexibility means commuters aren't limited to recharging only at transit stations, making it easier to keep the card funded for daily use.

Is There a Separate Student T-Cash Card?

Yes. In addition to the general T-Cash Card described above, the Punjab government has also introduced a separate Student T-Cash Card program aimed at reducing or eliminating transport costs for eligible students. This student-focused scheme is managed through its own portal and has different eligibility criteria — generally requiring Punjab domicile and enrollment in a Punjab-based institute — and should not be confused with the general commuter T-Cash Card, which is open to any resident with a valid CNIC.

Why This Card Matters

Faster boarding: No more waiting in token queues — tap and travel.
One card, multiple systems: A single card works across Metro Bus, Orange Line, and Speedo Bus networks instead of requiring separate tickets.
Added utility: Since it functions as a MasterCard debit card, it can also be used for shopping and ATM withdrawals.
Safer transactions: Digital payments reduce the risks associated with handling cash and physical tokens.

Frequently Asked Questions

How much does the T-Cash Card cost?
The application fee is Rs. 130, which is non-refundable.

Which cities currently support the T-Cash Card?
The card is currently usable in Lahore, Multan, and Rawalpindi, with plans to expand to other cities in Punjab.

Can I use the T-Cash Card for regular shopping?
Yes. Since it's issued as a MasterCard debit card, it can be used for shopping and ATM withdrawals in addition to public transport fares.

What happens if I don't collect my card within 10 days?
If the card isn't collected within 10 days of approval, it's returned to the main office and will need to be reprocessed before you can collect it.

Is the Student T-Cash Card the same as the regular T-Cash Card?
No. The Student T-Cash Card is a separate scheme with its own eligibility criteria, focused on subsidized or free travel specifically for enrolled students, distinct from the general commuter card covered in this guide.

Disclaimer: This post is an independent informational guide and not an official government publication. Always apply through the official portal at etransit.punjab.gov.pk or your nearest Metro station, and verify current details through the 1762 helpline.

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