The Government of Punjab has launched the Chief Minister Punjab Minority Card, described as Pakistan's first-ever dedicated financial assistance program for underprivileged non-Muslim minority communities. Inaugurated by Chief Minister Maryam Nawaz Sharif at a ceremony attended by leaders from the Christian, Hindu, and Sikh communities, the program provides direct, recurring financial support to help deserving minority families meet their basic household needs.
In this guide, we explain what the CM Punjab Minority Card offers, who is eligible, the payment amount, and the complete step-by-step process to apply online.
What Is the CM Punjab Minority Card?
The Minority Card is a welfare initiative launched by the Punjab government, in partnership with the Bank of Punjab and the Provincial Minority Affairs Department, to provide financial assistance to underprivileged Christians, Hindus, Sikhs, and other non-Muslim minority communities across the province. At its launch, the program covered 50,000 families, with the Chief Minister announcing plans to expand coverage. By early 2026, official communications indicate the program has been expanded to cover around 100,000 families, reflecting continued growth in the scheme's reach.
Alongside the card itself, the Punjab government also increased festival grants for minority communities from Rs. 10,000 to Rs. 15,000, and raised the annual development budget for minority welfare significantly, as part of a broader package of support.
Financial Assistance Amount
- Rs. 10,500 every three months (quarterly) is provided to each eligible family.
- Payments are disbursed through a Bank of Punjab-issued card, allowing recipients to withdraw funds directly from an ATM.
- The Chief Minister has indicated the quarterly amount may be increased further in future phases of the program.
Eligibility Criteria
According to the official Punjab government portal, applicants must meet the following conditions:
- Must be a resident of Punjab province and belong to a minority religion — Christian, Hindu, Sikh, or other non-Muslim communities.
- Must hold a valid Computerized National Identity Card (CNIC) and an active mobile number.
- Applicant must be the head of the family and a resident of Punjab.
- Applicant's PMT (Proxy Means Test) score must be 45 or less.
- To obtain a PMT score, applicants should contact their nearest BISP/NSER service center (the list of centers is available on the official website).
- Applicants must not already be receiving financial assistance from another program, such as BISP or PSPA.
- Applicants should ensure all details entered on the portal are accurate and correct.
Documents/Information Required
- Valid CNIC
- Active mobile number registered in the applicant's name
- PMT score (obtained from the nearest BISP/NSER service center)
- Basic family/household details
How to Apply for the CM Punjab Minority Card
- Visit the official portal: mcard.punjab.gov.pk
- Create an account by registering with your CNIC and setting a password.
- Complete the application form, ensuring all required information is entered accurately.
- Submit your application and note your tracking reference.
- Track your application status through the same portal.
- Approved applicants receive a Bank of Punjab-issued Minority Card for quarterly disbursement.
Helpline for Assistance
For guidance on eligibility, PMT scores, or the application process, applicants can call the official helpline: 1040, available during office hours.
Why Was This Program Launched?
CM Maryam Nawaz Sharif described the initiative as a reflection of her commitment to an inclusive Punjab, stating at the launch ceremony that minority communities are "our pride" and emphasizing that the program is not a political statement but a commitment to the equal rights of all Pakistanis. The launch also included the announcement of a Minority Virtual Police Station for community safety, infrastructure development in minority neighbourhoods, and plans to complete a dedicated cemetery for the Christian community.
Frequently Asked Questions (FAQs)
Q1. What is the CM Punjab Minority Card?
It is a Punjab government welfare program that provides quarterly financial assistance to underprivileged non-Muslim minority families, including Christians, Hindus, and Sikhs.
Q2. How much financial assistance is provided?
Eligible families receive Rs. 10,500 every three months through a Bank of Punjab-issued card.
Q3. What is a PMT score and why do I need one?
A PMT (Proxy Means Test) score measures household poverty level; applicants need a score of 45 or less to qualify. You can obtain your PMT score from your nearest BISP/NSER service center.
Q4. Can I apply if I already receive BISP or PSPA assistance?
No, applicants must not already be availing financial assistance from another program such as BISP or PSPA.
Q5. How do I apply for the Minority Card?
Apply online at mcard.punjab.gov.pk by registering with your CNIC and completing the application form.
Q6. What is the helpline number for this program?
You can call 1040 during office hours for assistance with your application.
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For video guide, view this video
Disclaimer: This post is for informational purposes only, based on the official Punjab government portal and public news reports. Coverage numbers, quarterly amounts, and registration deadlines may be updated by the Minority Affairs Department — always verify current details through the official portal (mcard.punjab.gov.pk) before applying.

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